A Tribute to Courage. By Jen Hudson

If this can be termed “tribute,” then it is a tribute to one man’s courage.  To the courage that it took to overcome a broken home; to the courage that took him before he had reached the age of twenty to the battlefields of World War II; and finally to the courage it took to become a guide and inspiration to others.

Leonard’s earliest childhood was in a disrupted home. When he was eleven he was sent to the Washington Children’s Home and at thirteen was adopted by the Hudson’s. He was active in high school, taking part in school plays, boxing, and reading endlessly.

As a member of the Mt. Vernon National Guard, he was mobilized in September 1940 and was soon sent overseas to the Philippines.  It was overseas in the Battle of Leyte in 1944, where Leonard Hudson lay unattended for 48 hours with shrapnel in his right shoulder. Quiet with courage, Leonard waited until the corpsmen arrived to take him home to face his greatest battle. Back home the shrapnel wound became cancer.  Leonard underwent operation after operation having his right arm and shoulder amputated.  You wouldn’t have known that, as Leonard didn’t talk about those things.  Facing this challenge head on, he went on to attend Western Washington University on the GI Bill to become a teacher.

A husband and father with three children, Leonard continued to go to classes and work, with a will and courage trumpeted by too many and possessed by too few.

Leonard learned to do more with his left hand than most do with both hands.  He built toys for children, hobby horses for his own and others, learned to type, and carried on just as he had before. It didn’t stop there. He faced each day with courage and lived to the fullest.

In his studies he wrote “I shall not be a teacher, but a guide.  I shall try to show the child the wisdom of relying on himself.  I will try to show how to do a thing rather than tell.” He delighted in helping eager young minds grow, and in turn they loved him because he made their paths straighter.

In April 1949, Leonard passed into immortality, leaving behind a legacy of courage and faith that will never die.

Following his passing, Leonard’s students came together in honor and formed a scholarship fund in his memory.  With the archives we have today, it was hard to tell how many years that fund remained active with the college, but the sentiment is both inspiring and enduring.

I never knew my Grandpa Leonard.  It pains me more that my dad never had the opportunity to get to know his father.  There is no doubt that Leonard would have been proud of the person his son has become.

In honor of my family, I re-instilled the Leonard Hudson Memorial Scholarship in 2014.  It is awarded to graduating high school seniors who have shown qualities of leadership and courage.  That first year, I was able to start with just one award.  This year, I am humbled by the opportunity to help three young adults begin the next phase of their journey.

With your support and referrals, I am able to continue giving back to our local kids through the Leonard Hudson Memorial Fund.  With the help of my father, the fund has now become an official non-profit 501 (c) (3) and is engaged our local community here and now.

Memorial day may come once a year, but for me, I am routinely inspired by Leonard’s story of triumph and courage in the face of adversity.  It speaks volumes when a fallen hero from 70 years ago has such an impact still.

In a world that seems to rotate faster and faster each day, take a moment to remember the sacrifices made and realign your sights and actions with the future you want to see.

Jen Hudson

“God grant that courage like yours not be lost to the world.” – G.P. February 4, 1949

Don’t Be a Space Alien. By Jen Hudson

These past few weeks, I’ve found myself at a number of community meetings.  I’ve listened to a few mayors try to connect with the people and offer reassurance they are doing good things.  I’ve listened to city planners, county executives, and parks officials try to explain both processes and visions.  I’ve listened to homeowner associations, law enforcement, educators, and passionate neighbors talk about the best ways to keep their kids and their communities safe.  And, I’ve listened to the people at each and every one of these meetings too.

Despite the new plans, future goals, and impressive growth… after hearing from nearly every area of Snohomish County, I was both a little pleased and saddened at each stop.  Why?  Because so many people have turned into Space Aliens.  Let me explain.

You know how in the movies, there is the space ship full of aliens who manages to land in the middle of a large crowd?  After the initial frenzy, the audience gathers around as the king alien appears and basically says “let’s all work together, but with my rules”.

Then the humans say “Hey wait, you just landed here.  How can you tell us what to do?”  And chaos ensues.

Whether we are talking about leaders of countries, municipalities, organizations, or households, it’s been pretty perplexing lately.  Even downright confusing and troublesome at times.  In my opinion, they should all go sit in timeout.

At each meeting, all I heard was “I’m afraid.  Don’t ask me questions.  Do it my way.”  Whether it was the heads of households, or the heads of state, they both had their fair share of stage time in the complaints and frustrations category… yet didn’t get many points in the understanding and solutions section of the test.

With all of this “what’s in it for me?” crud, where did the problem solvers go?  You know, the people who had to think through an issue and look at the facts and options in order to find a solution.  A solution that worked for many, not for one.  And a solution that included a bigger picture, not just now.  I’m sorry, but you can’t ask Siri or Alexa for a quick answer here.  That algorithm is flawed.

After listening (truly listening) to all sides of each situation, I kept hearing the same thing over and over.  People wanted to protect their values.

The thing about values, is that it starts with expectations.  “Values” on their own, just aren’t a thing.  Expectations are.  (You can read that again if you need.)  I don’t know how you can walk into a conversation with someone and then dictate a solution, unless you understand where they are coming from first, what their expectations are, and then address it directly.  That’s negotiation 101.

I don’t care if you are red, blue, green, purple, or rainbows with your expectations.  The next time you walk into a setting with other human beings, put a little more focus on the “being”.  Drop your iPhone.  Look someone in the eye.  And, have a real honest conversation.

That’s what we do.  We are amazing at helping people sort out their real estate questions.  And, we’ve done it hundreds of times.  It requires a lot of thought and exploration in order to find a solution together that makes sense.  Different people have different needs.

We don’t take our role lightly, and you shouldn’t either.  In order to “add value”, it means we need to ask questions and understand your expectations before we can develop a solution that matters.  It’s not hard, but it requires discussion.  After all, I can’t just tell you where to live or invest, but I can help you find something that makes sense for your family.

To add value to your future, that the others have forgotten how to do, give us a call at (206) 466-4020 or info@HudsonCREG.com.  Thanks for reading.  Remember, don’t be a Space Alien.  We sure aren’t.

Cheers!

Jen Hudson

Angels and Monkeys. By Jen Hudson.

Please don’t misinterpret this post.  I really like Monkeys.  This one is a Vervet monkey.

Recently, I was talking with a friend.  I thought it was going to be a quick conversation.  The water cooler kind.  I thought we might touch the surface of the problem, but then brush it off and move to the next task at hand.  I was wrong.

Instead, it turned into a moment of full disclosure.  The raw, heartfelt kind.  As I listened to my friend go on about their issue, I felt like I was on the other side of a glass wall just watching the events unfold.  It was heartbreaking, but not because of the story being told.  It was heartbreaking because of the way they were telling it.  My friend was clearly listening to their monkey and was fully absorbed by it.

You know about your Monkey, right?  Your monkey is the little voice that comes out when things get tough.  It sits there on your shoulder and starts whispering in your ear.  Your monkey doesn’t whisper “sweet nothings”.  No, your Monkey feeds you lines of garbage.  Things like “You were a fool to do that.”  “What are you thinking?”  “You’ll never be able to succeed.”  “People will laugh at you.”  The feelings that follow your Monkey’s sermon are really where you’ll start to spiral.  Your Monkey brings insecurity, doubt, self-hate, depression.  I know I’ve fallen victim to my Monkey.  I know that you have too.  We all must battle our little bastard Monkeys on occasion so that our Angels can sing.

After listening to my friend tell their story, dancing on a ledge between tears of grief, full blown anger, and denial, all I could say was “bull*%!$”.

Now, I didn’t mean for it to come out so abruptly.  I meant it with my most honest intentions.  In the blink of an eye, my Better Angel threw the entire conversation off balance.  Looking back, it was probably the best thing that could have happened.  The last thing my friend needed was coddling or someone to make them feel better.  What my friend needed in that moment was someone to wake them up to the reality they couldn’t see.

I have known my friend for many years and have seen their better side.  The side that is strong, smart, fearless, loving, and knows how to be a leader.  But their little bastard Monkey was clouding their vision, and had been for a while.

My Better Angel knew that.  Without thinking, my Angel put it all out on the table.  It was a confident gesture of love and understanding.  It wasn’t arrogant.  And I wasn’t agreeing with all the bad things going on.  While those terrible thoughts might have felt real to my friend, they needed someone to wake them up from the daze.  A simple hand up to get back on the right path.  My Angel knew that instinctively, and immediately you could see the change start to happen.

We can all get trapped by our Monkeys.  Maybe it’s uncertainty as the world moves faster, frustration with a loved one, lacking confidence in a job, depression from your own struggles, fear of losing someone, or anxiety of not being good enough.  I have been there.  And, so have you.

If you’re at a point in your life where you aren’t sure which direction to go, try to figure out which voice is your Monkey and which is your Angel.  When it is uncertainty about whether you should buy or sell, or take over the world, or run and hide… maybe we can help.  Our business is selling real estate, but it’s really about making sure your future is in order.  Sometimes, you just need help tuning out the noise.

If you’re having trouble putting a muzzle on your little bastard Monkey, then give us a call.  The market is what the market is.  Buying.  Selling.  Investing.  Stop just reading headlines and stumbling around in the dark.  It’s always a good time when you know what to look for.  Knowing the real facts and helping people make informed decisions is something we have been doing for our clients for the last 15 years.  We can help you too.

Today, you should plan for tomorrow.  Call us at (206) 466-4020 or info@hudsoncreg.com.

Cheers!

Jen Hudson

P.S.  This post is inspired by one of my favorite real estate instructors, Joe Still, CCIM

P.P.S.  I really do like Monkeys, but the furry kinds not the ones noted here. 

It’s Time to Raise the Bar. by Jen Hudson

Let me translate the title for our younger crowd… #RaiseTheBar… of your financial fitness, that is.

We recently posted an article about Humans versus Robots.  If you missed it, you can read it here.

Following this, we received a very kind note from our good friend and longtime lender, Tom Lasswell.

Tom was gracious enough to expand on our story and pointed out some things that bare repeating.

“I appreciated reading your most recent report…. Technology and how that is impacting Real Estate and Lending…

Too many financial disciplines are needed to work together for an individual or family to even have a basic strategy, let alone a great one.  With so many variables for any individual or family, many of the attorneys, financial advisors, CPAs, and Bankers don’t even understand how their service area impacts another, and vice versa.”

Based on a recent report published by CNBC (and released by Bankrate), only 39% of Americans could cover an unexpected $1000 emergency from their own funds.  In case you are doing the math, that translates to 61% of Americans do not have enough cash or money in the bank to pay a $1000 emergency.

RaiseTheBarThat. Is. Scary.  Especially when most emergencies cost a lot more than $1000… at least from what I have seen.

He continues with “the industries have dumbed down their disciplines to compete.  Yet what I see today is Sales people Selling and Telling, when they should be Caring and Consulting.  Many do not have the education and expertise to truly guide their clients in the best manner possible.”

Is it in anyone’s best interest for us to sit back and ignore the problems that these automated and “streamlined” systems are creating?  I don’t think so.  Where has common sense gone?

Tom states “there are approximately 216 combinations of residential mortgage and insurance strategies.” 

That is a lot of combinations for a single mortgage or insurance or financial advisor to understand.  But, isn’t that their job?  Shouldn’t you be able to have a qualified professional discuss the pros and cons with you personally based on your unique situation?  Yes, it takes work to understand all those details and be able to educate someone on them.  But…. That is what I thought a professional was!

With this ongoing shift in our world to a more automated and “intuitive” system, we need to be careful.  If most loan advisors do not really understand how rates work, then how can you expect them to guide the technology company to create a program that works in their client’s best interest?

Next time you run into a “professional”… or professional hack, that is… ask them what is the difference between a stock and a bond?  Or, the difference between an annuity or life insurance policy?  How about the difference between a will and a trust?  Careful though, all of these questions will also require you to then ask your CPAs how all the tax implications work.  I hope you have a good CPA too!

Tom warns us that we need to be aware of entire industries that are trying so hard to compete on price, that they have overlooked value completely.  If you are working with a professional who lacks the understanding behind their industry and service, then maybe you should keep searching for a real professional instead.  If you have questions, the answer should NEVER be “let’s not discuss too many options, as that elicits too many questions and crates too many headaches for our company.”  Of course, they don’t state that directly… but you get the feeling a lot of times that is what they want to say, right?

When you need a real professional for your lending needs, you should give our friend Tom Lasswell with New American Funding a call at (206) 817-5532.  He’s been in the business for 35 years and knows more than just a thing or two.

And, when you want a team of professionals who truly understand the real estate market and all the related and moving components, you can reach us directly any day except Sunday.

Duane Petzoldt (425) 239-1780 or duane@hudsoncreg.com

Jen Hudson (206) 293-1005 or jen@hudsoncreg.com 

Your life decisions shouldn’t be made by a robot, and certainly not a robot that is still in the beta phase.  Let’s all come together and force these companies to raise the bar when it comes to their automated technology and how they train the people who are supposed to be helping you.

Cheers!

Jen Hudson & Duane Petzoldt